Disclaimer

General Information Disclaimer

The information provided on this website is general in nature and does not constitute financial or credit advice. We do not assess your personal financial situation or recommend specific financial products. If you choose, we can connect you with a licensed mortgage broker who offers free advice to help you explore your options. We may receive a referral fee from the broker for making the introduction. This does not affect the service you receive, and there is no additional cost to you. Please consider your individual circumstances and seek advice from a licensed professional before making any financial decisions.

RateReviewGuide Assistant Disclaimer

Our RateReviewGuide Assistant is an automated tool designed to provide general mortgage information and guidance. Please be aware that:

• AI responses are generated based on algorithms and may contain errors or inaccuracies
• The AI cannot provide personalized financial advice tailored to your specific circumstances
• AI recommendations should not replace consultation with qualified financial professionals
• The AI is continuously learning and improving, but perfection cannot be guaranteed
• Complex financial situations require human expertise and judgment

Rate and Product Information

Interest rates, loan terms, and product information displayed on our platform:

• Are indicative only and subject to change without notice
• May not reflect the most current rates available from lenders
• Are based on standard criteria and may not apply to your situation
• Do not constitute an offer or guarantee from any lender
• Final approval and terms are determined solely by individual lenders

Always verify current rates and terms directly with lenders before making decisions.

Third-Party Services

RateReviewGuide connects users with third-party lenders, brokers, and service providers. We disclaim responsibility for:

• The accuracy of information provided by third parties
• The quality, reliability, or suitability of third-party services
• Any representations, warranties, or guarantees made by third parties
• The conduct, practices, or policies of third-party providers
• Any fees, charges, or terms imposed by third parties

Calculation Accuracy

Mortgage calculators and financial tools on our platform:

• Provide estimates based on the information you input
• May not account for all fees, charges, or variables
• Should be verified with actual lender calculations
• Are simplified representations of complex financial products
• May not reflect actual loan approval amounts or terms

Regulatory Compliance

RateReviewGuide operates as a technology platform and comparison service. We are not:

• A licensed financial advisor or credit provider
• Required to hold an Australian Financial Services License for our core services
• Responsible for compliance with regulations governing third-party providers
• Providing credit assistance or financial product advice (unless specifically licensed)

Third-party brokers and lenders connected through our platform hold their own licenses and are responsible for their regulatory compliance.

Limitation of Liability

To the maximum extent permitted by law, RateReviewGuide disclaims all liability for:

• Any loss or damage arising from your use of our platform
• Decisions made based on information from our website or RateReviewGuide Assistant
• Any errors, omissions, or inaccuracies in our content
• Interruptions or unavailability of our services
• Actions or omissions of third-party service providers

Data and Privacy

While we implement security measures to protect your information:

• No system is completely secure from all threats
• You share information at your own risk
• We cannot guarantee absolute protection of personal data
• You should review our Privacy Policy for detailed information practices

Professional Advice Recommendation

Updates and Changes

This disclaimer may be updated from time to time. Continued use of our services after any changes constitutes acceptance of the updated disclaimer.

Contact Information

If you have questions about this disclaimer, please contact us at: